What Is Your Most Valuable Asset?
Your Most Valuable Asset Is Your Ability to Earn an Income!
You May Have Insured
The Golden Eggs,
But Have You Insured
The Goose Who Lays These Eggs?
If you are like most of us, you probably have insured all your golden eggs (cars, home, business, health, life), but have you insured the goose who lays these eggs?
Disability income insurance is often one of the most overlooked insurance, but can have the greatest impact on financial well being for your family.
Let's Face it! Our Lives Revolve Around our Paychecks.
What would happen if your paychecks stopped due to an accident or illness?
How long can your savings provide for you? Disability income insurance can help by providing you a paycheck in the even of a long term disability.
If you are like most people, everything you have or hope to have for yourself and your family requires that you continue to earn an income. Income is the foundation that supports your expenses, your lifestyle and your future plans.
If income is interrupted because of an accident or sickness, it may be difficult or impossible to provide basic family needs.
How would you...
- replace your income?
- make your monthly rent or mortgage loan payments?
- buy your groceries?
- make your car payments?
- handle the rest of your day-to-day living expenses?
- provide for your children's education?
- save for retirement?
What are the Chances?
Most people don't realize the risk of becoming disabled, permanently or temporarily, at some point in their lives. But the reality is that at age 40, your chances of becoming disabled for 90 days or more prior to age 65 is 43%.
(Source: 2004 Field Guide, National Underwriter)
We represent some of the leading insurance companies for disability income insurance and can help you for your individual and group insurance needs. Ask about our multi-life discounts.
Other Applications for disability income insurance
Personal Income Replacement (most common)
Buy-sell agreements (in the event of a disabled business partner)
Business Overhead Policies (to keep you business running while you are not working)
