As the Cost of Healthcare Continues to Rise, Managing the Costs of Employee Benefits has Become a HIGH PRIORITY of Most Business Owners.
The Rule of 72 and Healthcare:
The Rule of 72 states that if you divide your interest rate into 72, the result is the approximate number of years needed to double your money.
For Example: 72 ÷ 6 = 12yrs.
72 ÷12 = 6yrs.
Now Consider This:
If your healthcare costs increase at a rate of 12% per year,
in 6 years, your rates will have DOUBLED! Scary, isn’t it? How, then, will healthcare cost increases affect your bottom line?
It’s time to rethink the way we approach employee benefits and health benefits.
We can help you in more ways than one. In addition to securing the lowest rates for your employee benefits, we can also help you administer your plan at no extra cost!
Unlike most employee benefits brokers who’ll interact with you once a year during renewal time, we provide valuable, ongoing assistance with plan administration.
Our value-added servicesDOES NOT cost you extra.
We are Prepared to be Involved at the Level you Desire.
Our services include:
Individual employee enrollments. Simply send us an email when a new employee joins your business.
We’ll respond with the benefits information.
We’ll explain the benefits to your employee.
We’ll help him or her join in your plan(s).
COBRA Administration: When an employee is terminated, we will provide the COBRA options to the individual to ensure that you are in compliance with the law.
Claims Assistance: If your employees have claims issues, they can call on us to help resolve any problems.
Financial Planning Seminars: Build employee loyalty by hosting valuable financial planning seminars. Our topics include Financial Planning for Families and Retirement Planning.
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Products and Services:
Group Health Insurance
Dental
Vision
Life
Long Term Care
Voluntary Dental and Life
Section 125 Premium only and Flexible Spending Accounts
Health Savings Accounts
Health Reimbursement Accounts
401k
SEP (Simplified Employment Pensions)
SIMPLE Plans
Profit Sharing Plans
Defined Benefit Plans
412(i) Defined Benefit Plans
By combining individual insurance products, group benefits, and investment and financial planning, we can guide you and your employees in the key areas of your financial life.
